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Archive for December, 2008

There is small fire on a ridge just north of the Little Sur Bridge. It does not look like it is too much of a danger. I will post if I find out more information.

Update 12/21 by Lisa G: This fire was quickly contained and is believed to have been started by a power transformer.  If you have different or updated information, please e-mail info@surcats.org.

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Due to a computer error, the previously posted information about SBA loans was incomplete. Below is the compete information.

The Small Business Association (SBA)
County of Monterey Building Services Department
2620 1st Ave.
Marina, CA
(see bottom for directions)
Open Mondays, Tuesdays, and Wednesdays 9am to 6pm
(800)659-2955
(800) 877-8339 (Hearing Impaired)
disastercustomerservice@sba.gov
http://www.sba.gov/services.disasterassistance

Applications for SBA loans are due by December 29, 2008 for physical damage, and July 28, 2009 for economic injury.

Applications for these loans are due very soon, but should only take 20 minutes to complete.

The Small Business Association (SBA) gave a brief presentation at the SEAT meeting held on October 29th and a lengthy presentation at the CPOA meeting on Nov 7th.

(If you would like more information on the CPOA and the wonderful work that they have done for and as part of the Big Sur community, please visit their website at www.cpoabigsur.org)

Mark Randall represented the SBA and explained some important ways in which the SBA can help Big Sur residents and businesses.

You can apply for a load from the SBA if you are a Big Sur:

– homeowner
– renter
– business
– private non-profit

and you have suffered damages related to the Basin Complex Fire. These damages do not have to be structural damages to your home or business. You can apply for this loan if your home or business suffered:

– structural damage to the main building
– structural damage to an out building
– damage to a water system
– a lack of revenue due to closure during the fire
– damage to personal property, including automobiles
– damage to business owned property (such as inventory)

You may also qualify for a mitigation loan. A mitigation loan covers the cost of improvements that will protect your home against future damage. These loans are meant to be used to protect against future damage from the same type of disaster, so they may not be able to be used directly for erosion control for this winter. (Unless, of course, if you are repairing your property back to how it was, in relation to erosion control…)

We were strongly encouraged to apply for these loans. Here are a few reasons:

– It is an easy and streamlined process that takes 20-30 minutes.

– You do not have to have exact figures to apply for you loan- your best estimate is fine.

– You do not pay any interest or fees on the loan until you accept the loan.

-The loans are coming directly from the treasury department.

– The repayment schedule and terms of the loan will be personalized for each person, and will be organized to help an individual, taking into consideration each financial situation.

– The loans are on a very low fixed rate interest of 2.687% for home loans, and 4% for business, non-profit, and economic injury loans, which is much lower than most rates commercially available.

– You may be able to refinance all or part of your mortgage.

– You can apply over the phone, on-line, or in person.

– There is not a limited number of loans that the SBA can give out. You will not affect any one else receiving aid by applying yourself.

– The applications are quickly processed within 2-3 weeks or less.

– You do not have to wait for you insurance claim to apply.

– If you apply and are approved, you do not have to accept the money if you change your mind.

Again, we are encouraged to apply now, before the holidays are upon us. If you have any questions, please contact the SBA at:

County of Monterey Building Services Department
2620 1st Ave.
Marina, CA
(see bottom for directions)
Open Mondays, Tuesdays, and Wednesdays 9am to 6pm
(800)659-2955
(800) 877-8339 (Hearing Impaired)
disastercustomerservice@sba.gov
www.sba.gov/services.disasterassistance

Directions to the SBA:
-Take HWY 1 North to the Lightfighter Exit
-Turn L onto 2nd Ave
-Turn L on Divarty St
-Turn R on 1st Ave

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You can now subscribe to directly receive emergency alerts for the Monterey County area by email or cell phone text message.

The alerts are generated by the California Office of Emergency Services’ Emergency Digital Information Service (EDIS), and the email/cell delivery system is run as a public service by Hormann America, Inc.

It’s fast and easy to sign up for this free service.  Just go to http://www.edis-by-email.net/signup.do and enter your email address and a password.  Then click the ADD button.  Then fill out the options for the alerts you want to receive and click on the Save button.  You will be sent an email with an account number and a link to a web page to activate the service.  Copy the account number from the email and paste it into the box on the web page and click to submit.  That’s it.

You can log into your account at any time and change your alert settings.

We owe Paul Ireland at the Monterey County Office of Emergency Services for this information. Thank you!

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